The new partnership between the World Food Programme, Oxfam, and Swiss Re has developed the R4 initiative with the idea in mind that it's cheaper to manage risks now for small-time farmers then to deal with crisis in the future. Due to factors including climate change, growing seasons are affected, farmers are unable to yield crops, which in turn creates more poverty and less food; a nasty circle indeed. With R4: Rural Resistance, weather insurance is provided to farmers in case they have an unsuccessful harvest and allows them to bounce back from a bad season and protects them from future bad seasons. "Rural resistance--it just makes sense."
Source: World Food Programme